:root{
  --sand:#faf8f4; --card:#ffffff; --ink:#1d2433; --ink2:#4b5563; --line:#e6e1d8;
  --navy:#1f3a5f; --navy-deep:#16294a; --teal:#1f8a7d; --teal-deep:#166e64;
  --mint:#e6f4f1; --soft:#eef2f7; --r:16px; --wrap:1080px;
  --shadow:0 14px 34px -20px rgba(31,58,95,.35);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{background:var(--sand);color:var(--ink);font:400 1.06rem/1.7 -apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;-webkit-font-smoothing:antialiased}
a{color:var(--teal-deep)}
a:focus-visible,button:focus-visible{outline:3px solid var(--navy);outline-offset:3px;border-radius:6px}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 1.4rem}
.preview-bar{background:var(--ink);color:#f4efe6;text-align:center;font-size:.88rem;padding:.55rem 1rem}
.preview-bar b{color:#8fd9f5}
.badge-ph{display:inline-block;background:#fff4dd;border:1.5px solid #9a6400;color:#7a4f00;font-size:.72rem;font-weight:800;letter-spacing:.05em;text-transform:uppercase;border-radius:999px;padding:.05rem .55rem;vertical-align:middle}
header.site{position:sticky;top:0;z-index:50;background:rgba(250,248,244,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.head-in{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.75rem 0}
.brand{display:flex;align-items:center;gap:.7rem;text-decoration:none;color:var(--ink)}
.mark{width:2.6rem;height:2.6rem;border-radius:12px;background:linear-gradient(135deg,var(--navy),var(--teal));color:#fff;display:grid;place-items:center;font-weight:800;font-size:1.05rem;letter-spacing:.02em;flex:none}
.brand .name b{display:block;font-size:1.2rem;line-height:1.1;color:var(--navy-deep)}
.brand .name span{display:block;font-size:.78rem;color:var(--ink2);font-weight:600}
nav.top{display:flex;align-items:center;gap:1.25rem;flex-wrap:wrap}
nav.top a{color:var(--ink2);text-decoration:none;font-weight:700;font-size:.97rem}
nav.top a:hover,nav.top a[aria-current]{color:var(--navy-deep)}
nav.top a.cta{background:var(--teal);color:#fff;padding:.6rem 1.15rem;border-radius:999px}
nav.top a.cta:hover{background:var(--teal-deep)}
.nav-toggle{display:none;background:var(--card);border:1.5px solid var(--line);border-radius:10px;width:2.6rem;height:2.6rem;padding:0;cursor:pointer;align-items:center;justify-content:center;flex:none}
.nav-toggle .bars{position:relative;display:block;width:1.1rem;height:.8rem}
.nav-toggle .bars span{position:absolute;left:0;right:0;height:2px;border-radius:2px;background:var(--ink);transition:transform .18s,opacity .18s}
.nav-toggle .bars span:nth-child(1){top:0}.nav-toggle .bars span:nth-child(2){top:50%;margin-top:-1px}.nav-toggle .bars span:nth-child(3){bottom:0}
.nav-toggle[aria-expanded="true"] .bars span:nth-child(1){top:50%;margin-top:-1px;transform:rotate(45deg)}
.nav-toggle[aria-expanded="true"] .bars span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] .bars span:nth-child(3){bottom:auto;top:50%;margin-top:-1px;transform:rotate(-45deg)}
.nav-menu{display:none;position:absolute;top:100%;right:1.4rem;min-width:15rem;margin-top:.4rem;padding:.5rem;background:var(--card);border:1.5px solid var(--line);border-radius:14px;box-shadow:var(--shadow);flex-direction:column;gap:2px;z-index:60}
.nav-menu:not([hidden]){display:flex}
.nav-menu a{display:block;padding:.85rem 1rem;border-radius:10px;text-decoration:none;color:var(--ink);font-weight:700}
.nav-menu a:hover{background:var(--soft);color:var(--navy-deep)}
.nav-menu a.m-cta{background:var(--teal);color:#fff;margin-top:.3rem;text-align:center}
@media(max-width:860px){nav.top{display:none}.nav-toggle{display:inline-flex}}
.hero{background:linear-gradient(170deg,var(--soft),var(--sand) 55%,var(--mint));padding:3.6rem 0 3rem}
.hero-in{display:grid;grid-template-columns:1.2fr .8fr;gap:2.5rem;align-items:center}
@media(max-width:820px){.hero-in{grid-template-columns:1fr}}
.eyebrow{display:inline-block;font-size:.84rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--teal-deep);margin-bottom:.8rem}
h1{font-size:clamp(2rem,4.6vw,2.9rem);line-height:1.12;font-weight:800;color:var(--navy-deep)}
p.sub{margin-top:1rem;font-size:1.15rem;color:var(--ink2);max-width:36em}
.actions{margin-top:1.7rem;display:flex;gap:.9rem;flex-wrap:wrap}
.btn{display:inline-block;border-radius:999px;padding:.8rem 1.5rem;font-weight:800;text-decoration:none;border:2px solid transparent}
.btn.solid{background:var(--teal);color:#fff}.btn.solid:hover{background:var(--teal-deep)}
.btn.line{border-color:var(--navy);color:var(--navy-deep)}.btn.line:hover{background:var(--soft)}
.stat-card{background:var(--card);border:1.5px solid var(--line);border-radius:var(--r);padding:1.6rem 1.8rem;box-shadow:var(--shadow)}
.stat-card h3{font-size:1rem;color:var(--teal-deep);margin-bottom:.8rem;letter-spacing:.06em;text-transform:uppercase}
.stat-card ul{list-style:none}
.stat-card li{padding:.45rem 0;border-top:1px solid var(--line);color:var(--ink2)}
.stat-card li:first-child{border-top:none}
.stat-card li b{color:var(--ink)}
section{padding:3rem 0}section.alt{background:var(--soft)}
h2.sec{font-size:1.6rem;font-weight:800;color:var(--navy-deep);margin-bottom:.5rem}
p.lede{color:var(--ink2);max-width:46em;margin-bottom:1.7rem}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1.1rem}
.svc{background:var(--card);border:1.5px solid var(--line);border-radius:var(--r);padding:1.5rem 1.6rem;box-shadow:var(--shadow)}
.svc .chip{width:2.6rem;height:2.6rem;border-radius:12px;display:grid;place-items:center;font-size:1.25rem;margin-bottom:.8rem;background:var(--mint);border:1.5px solid var(--teal);color:var(--teal-deep)}
.svc h3{font-size:1.1rem;margin-bottom:.35rem}
.svc p{color:var(--ink2);font-size:.96rem}
.pricing{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem}
@media(max-width:760px){.pricing{grid-template-columns:1fr}}
.plan{background:var(--card);border:1.5px solid var(--line);border-radius:var(--r);padding:1.8rem 1.9rem;box-shadow:var(--shadow);position:relative}
.plan.featured{border-color:var(--teal);border-width:2px}
.plan .tag{position:absolute;top:-.8rem;left:1.4rem;background:var(--teal);color:#fff;font-size:.75rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:.2rem .7rem;border-radius:999px}
.plan h3{font-size:1.3rem;color:var(--navy-deep);margin-bottom:.3rem}
.plan .price{font-size:1.9rem;font-weight:800;color:var(--teal-deep);margin:.4rem 0 .2rem}
.plan .price small{font-size:.95rem;color:var(--ink2);font-weight:600}
.plan p{color:var(--ink2);font-size:.97rem}
.plan ul{margin:.9rem 0 0 1.2rem;color:var(--ink2);font-size:.96rem}
.plan li{margin-bottom:.35rem}
.payers{display:flex;flex-wrap:wrap;gap:.6rem;margin-top:1rem}
.payer{background:var(--card);border:1.5px solid var(--line);border-radius:999px;padding:.45rem 1rem;font-weight:700;color:var(--navy-deep);font-size:.95rem}
.quote{background:var(--card);border-left:6px solid var(--teal);border-radius:var(--r);padding:1.5rem 1.8rem;box-shadow:var(--shadow)}
.quote p{font-size:1.1rem;color:var(--ink)}
.quote cite{display:block;margin-top:.7rem;color:var(--ink2);font-style:normal;font-weight:700}
.cta-band{background:var(--navy-deep);color:#f4efe6;border-radius:var(--r);padding:2.2rem 2rem;text-align:center;box-shadow:var(--shadow)}
.cta-band h2{font-size:1.5rem;margin-bottom:.5rem;color:#fff}
.cta-band p{color:#c9d3e2;max-width:38em;margin:0 auto 1.3rem}
footer{background:var(--ink);color:#d8dce4;padding:2rem 0;font-size:.93rem;margin-top:2.5rem}
footer .wrap{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap}
footer a{color:#8fd9f5}

.page-head{background:linear-gradient(170deg,var(--soft),var(--sand) 70%);padding:3rem 0 2.2rem}
.panel{background:var(--card);border:1.5px solid var(--line);border-radius:var(--r);padding:1.6rem 1.8rem;box-shadow:var(--shadow);margin-bottom:1rem}
.panel h3{color:var(--navy-deep);margin-bottom:.5rem;font-size:1.15rem}
.panel p,.panel li{color:var(--ink2);font-size:.98rem}
.panel ul,.panel ol{margin:.5rem 0 .3rem 1.3rem}
.panel li{margin-bottom:.35rem}
.split{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem}
@media(max-width:760px){.split{grid-template-columns:1fr}}
.ghost{background:repeating-linear-gradient(45deg,#f5f1ea,#f5f1ea 12px,#efeae1 12px,#efeae1 24px);border:1.5px dashed #9a6400;border-radius:12px;padding:1.1rem 1.3rem;color:#7a4f00;font-size:.95rem;font-style:italic;margin:.4rem 0}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1rem}
.step{background:var(--card);border:1.5px solid var(--line);border-radius:var(--r);padding:1.4rem 1.5rem;box-shadow:var(--shadow)}
.step::before{counter-increment:s;content:counter(s);display:inline-grid;place-items:center;width:2rem;height:2rem;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;margin-bottom:.6rem}
.step h3{font-size:1.05rem;margin-bottom:.3rem}
.step p{color:var(--ink2);font-size:.95rem}
label{display:block;font-weight:700;margin:.9rem 0 .3rem;color:var(--ink)}
input,textarea,select{width:100%;background:var(--sand);border:1.5px solid var(--line);border-radius:10px;padding:.75rem .9rem;font:inherit;color:var(--ink)}
textarea{min-height:8rem;resize:vertical}
button.btn{cursor:pointer;font:inherit;font-weight:800;margin-top:1.1rem}
.form-note{display:none;margin-top:1rem;background:#fff4dd;border:1.5px solid #9a6400;border-radius:10px;padding:.9rem 1.1rem;color:#7a4f00;font-weight:600}
.form-note.show{display:block}
.hp{position:absolute;left:-9999px}
.info-line{margin-bottom:.7rem}
.info-line b{color:var(--ink)}